Credit Union Story

National Credit Union Association granted the charter on March 9, 1954 to CCSAC (City, County, and State of Allegany County) that began in Polly Boden’s home. The Credit Union moved numerous times to Cumberland City Hall, to Paca Street, to Nave’s Crossroads, to Mechanic Street and back to our location now 215 Paca Street. We operate as a cooperative, not for profit association, incorporated for the purposes of encouraging thrift among our members creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for our members to use and control their own money on a democratic basis, in order to improve their economic and social condition. Member reliance and willingness to share the future with us-by owning a share of CCSAC Federal Credit Union-provides the cornerstone for our strength. Members through their share savings, provide the funds for those with borrowing needs. Interest earned from loans provides the funds for which dividends are paid and from which expenses are met. We now offer members the opportunity to support their Credit union on pursuit of its mission. On June 1, 2006, National Credit Union Association granted the permission for CCSAC Federal Credit Union to change their name to Potomac Federal Credit Union. NCUA also approved for us to serve persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in the underserved community Allegany County, Maryland and Mineral County, West Virginia. As Potomac Federal Credit Union continues to be prosperous and grow, we cordially invite you and your family members to stop and visit the Credit Union to inquire about the services we provide, become a participating member and to see our user-friendly facility.