Products

Savings

Regular Share Account

Your savings may earn a higher rate of return than similar accounts at other financial institutions. A $10.00 balance maintains your membership with Potomac Federal. Your interest is compounded daily and paid on a monthly basis. You may have special accounts such as Christmas, Vacation, or whatever you prefer.

Christmas and Vacation Clubs

There accounts are designed for the member who wants to save their money or for a special vacation. The member can make deposits a number of ways: direct deposit, payroll deduction, by mail or in person. The vacation club can be withdrawn at any time, but the Christmas club can only be issued in October. The credit union automatically transfers your Christmas club to the account of your choice.

Share Certificates

You may choose from several high-yielding term accounts from 6 months to 2 years. Deposit a minimum of $1000 and choose the term and rate best for you. Dividends are compounded daily and paid monthly.

 

Checking

Free checking

Share Draft (Checking) Account allows members to transact business by means of drafts, automated teller machine (ATM) cards, debit cards, automated clearing (ACH) drafts, or in person at a branch office without incurring enormous processing fees.

Free Debit/ATM cards
Free Online Banking
Free Online Bill Pay
Free Automated teller phone
No Fee ATM inquires
Free checks (Liberty Image Duplicates)
Overdraft protection
No debit transaction fee

 

Student checking

Potomac Federal Credit Union is happy to announce that we are now offering student checking accounts for students ages 16-21. There are extra features that give you many bonuses as you develop work skills.

Free Debit/ATM cards
Free Online Banking
Free Online Bill Pay
Free Automated teller phone
No Fee ATM inquires
Free checks (Liberty Image Duplicates)
Overdraft protection
No debit transaction fee
Free gift when opening account

Loans

Your credit union is ready to meet your borrowing needs. A variety of low cost loans available to meet your specific borrowing needs. Our competitive rates and flexible repayment terms can help stretch the purchasing power of your hard earned dollar. Borrowers must be of legal age to apply for a loan. Credit Life and Disability Insurance is available. We love to do loans. Making loans and providing quality service will always be a top priority.

Auto

We know at Potomac Federal Credit Union that a NEW or USED car can be one of your biggest purchases.

Our low rates allow you to purchase the car or truck you want. We would like for you to take the time and check out our rates and terms.

 

Unsecured

Call or stop in and simply tell us how much you need. We'll need a few hours to complete the details and, upon approval, we'll have the money waiting for you. Don't delay. We offer fast, friendly, and confidential service. Rates are subject to change without notice. If you need cash for:

Car Repairs
Vacation
New Clothing
School Expense
Computer Purchase
Home Improvement
Medical Needs

YOU NAME IT!!

Recreational

The recreational vehicle loans we can offer are: All terrain vehicles / ATV loans, boat loans, and snowmobile loans, just to name a few. If you are not sure if your purchase fits the recreational vehicle loan category, please feel free to contact a loan officer for more information.

Share Secured

This enables you the member to have the convenience of using your own money as collateral. This convenience will benefit you greatly by such a low rate.

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