Certificates
You may choose from several high-yielding term accounts from 6 months to 2 years. Deposit a minimum of $1000 and choose the term and rate best for you. Dividends are paid on the average daily balance, compounded monthly and paid monthly.
| Term | APR | APY |
| 6 Months | 0.75% | 0.75% |
| 9 Months | 0.75% | 0.75% |
| 12 Months | 1.00% | 1.00% |
| 18 Months | 1.15% | 1.16% |
| 24 Months | 1.30% | 1.31% |
*Rates effective February 21, 2012
**All rates subject to change, please call office for rate changes.
